Understanding General Liability Insurance for Contractors
Dec 20, 2011 · Designing an insurance and risk management program for a contractor usually begins with the Commercial General Liability (CGL) policy. This policy creates a platform by which other …
A Contractor's Guide to Understanding OCIPs
May 24, 2012 · Understanding Benefits and Risks In an OCIP, the project owner provides general liability, excess liability and/or workers’ compensation insurance coverage to the general and trade …
Understanding Contractors Pollution Liability
Jan 25, 2012 · Understand contractors pollution liability insurance and how it protects construction companies against cleanup, injury and property damage claims.
3 Hidden Dangers in Standard General Contractor Insurance
Nov 19, 2019 · Many contractors, subcontractors and developers believe the purpose of having commercial general liability (CGL) insurance policies is to cover injuries to workers on-site or …
Understanding Additional Insured Clauses in Contracts
Nov 2, 2011 · Explore the significance of additional insured clauses in construction contracts, the impact of endorsement changes, and risk management tips for contractors.
Contractors General Liability and the Additional Insured
Feb 24, 2012 · This typically will be found in agreements between a general contractor and subcontractor. The insurance industry uses dozens of endorsements to meet the additional insured …
A Practical Guide to Insurance & Risk Management
Mar 31, 2025 · Some standard coverages a contractor would consider include: general liability, workers’ compensation, automobile, excess liability, contractors professional liability, contractors pollution …
Understanding Professional Liability in Construction Projects
Dec 14, 2011 · Since coverage for professional liability is excluded under most contractors' general liability insurance policies, contractors performing these services require professional liability …
How Subcontractor Default Insurance & Captives Protect & Empower
Jul 24, 2025 · When Should General Contractors Consider SDI & Captive Insurance? For general contractors with the scale and resources to manage multiple subcontractors, SDI offers clear …
Understanding Wrap-up Insurance Programs - Construction Business …
Sep 27, 2013 · Learn how wrap‑up insurance programs consolidate coverage for all contractors on large construction projects, enhance control and reduce gaps.